Meet the Cook Brothers
Hard Money Loan Rescue Specialists
When your hard money loan is coming due and you need a way out, we are the team investors call.
Our Story
At Cornerstone First Mortgage (NMLS #173855), we specialize in one thing: rescuing distressed hard money loans. Real estate investors across the country come to us when they are out of options — balloon payments are due, their lender will not extend, and their deal is on the line.
We understand the pressure because we have seen it hundreds of times. A fix-and-flip project that ran over timeline. A renovation that hit unexpected costs. A lender who suddenly changed the rules. These situations do not have to end in foreclosure or a forced sale at a loss.
Our approach is simple: we analyze your situation, identify the best exit strategy, and execute fast. Whether that means a bridge-to-DSCR refinance to move you into a long-term loan, securing additional renovation capital to finish your project, or structuring an extension alternative that costs less than predatory extension fees — we find the path forward.
The Team
Tanner Cook
Mortgage Loan Originator
NMLS #2090424
Tanner leads the Cook Brothers team with a focus on speed and execution. He specializes in rescue closings for investors facing imminent balloon payments and has built direct relationships with private lenders nationwide. When a deal needs saving in days, not weeks, Tanner is the one who makes it happen.
Zac Cook
Mortgage Loan Originator
NMLS #2111496
Zac brings deep expertise in DSCR exit strategies and renovation financing. He works closely with investors to structure long-term solutions that go beyond the immediate crisis — ensuring your portfolio is positioned for growth after the rescue closes. His analytical approach means no detail gets missed.
What Sets Us Apart
Close in Days, Not Weeks
When your hard money loan is days from maturity, speed matters. We structure and close rescue deals on timelines that traditional lenders cannot match.
Nationwide Coverage
Whether your property is in Arizona, Texas, Florida, or anywhere in between, we have lender relationships that cover all 50 states.
Multiple Exit Strategies
Bridge-to-DSCR refinance, additional renovation capital, extension alternatives, or a completely new loan structure. We find the right exit for your situation.
Direct Lender Relationships
We work directly with 20+ private lenders and institutional investors. No middlemen, no broker chains, just direct access to capital when you need it most.
Licensing
Cornerstone First Mortgage — NMLS #173855
Tanner Cook — Mortgage Loan Originator, NMLS #2090424
Zac Cook — Mortgage Loan Originator, NMLS #2111496
Verify licensing information at NMLS Consumer Access
Ready to Save Your Deal?
Tell us about your hard money situation and we will get back to you with a game plan — usually within hours, not days.
Get Started